During the course of several weeks starting before the Oct. 1 roll out, I visited the website over a dozen times. Not trying to register, just getting familiar with the structure and what was available. During those visits I calculated the bottom line differences between the lower premiums and higher co-pays as I carefully shopped for the best balance between bargain and service needs. I also downloaded the form in case I wanted to fill it out by hand and file by mail. Early this week, for the first time, I tried to register. Except for a mild glitch that I easily worked around, I was able to successfully register in about 10 minutes.
It was all easy peasy lemon squeezy. And, I think my annual medical expenses will be cut by more than half.
Now the caveats. I was using CoveredCA, not the federal site. There are lots of tech savvy people in California and not a lot of Republicans trying to muck up the works. California is fully invested in making the Affordable Care Act work. People who live in states like Georgia and Mississippi, where the politicians have been doing everything they can to deny their citizens access to affordable health care, are not so fortunate. But for them the problem lies not so much with Obamacare as with their Republicans officials deliberately trying to injure them to make a political point.